Top 5 Cryptocurrencies You Wish You Owned

3. Ripple (XRP)

As investors worry about a cryptocurrency correction with bitcoin falling a third in value after reaching record highs, digital currency advocates are touting another “coin”: Ripple, or XRP.

The team behind it seek to convert funds in any currency or cryptocurrency to another form of currency in mere seconds. This will mainly take place through institutions, and not via retail transactions like PayPal. Ripple is currently the fourth-largest cryptocurrency in the world by market capital, which now stands at around $43 billion.

The price of Ripple’s XRP token broke through the one dollar barrier to hit $1.37 on Dec. 26. At the time of writing, its value had dipped back below a dollar to $0.98. But crossing the dollar line was significant.

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